Non-military borrower planning tool
Homebuying power, in one quick look.
Enter the household's stable monthly income, recurring debts and basic deal assumptions. The agent-facing range updates instantly—then Monique reviews the real file.
Planning range—
1
Monthly income
Use gross monthly amounts that Monique can later document and validate.
$
$
$
Use a conservative documented monthly average. History and continuance requirements apply.
$
Total monthly income enteredBefore Monique's documentation review
$6,5002
Monthly obligations
Include recurring payments that may appear on credit or must be counted.
$
$
$
$
Total monthly obligations enteredHousing payment is calculated separately
$5253
Deal assumptions
Adjust these for the property and loan scenario the agent is discussing.
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%
%
$
$
%
%
%
$
Planning DTI
Use this only to explore a possible total debt-to-income scenario. Actual program and automated-underwriting findings control.
Conventional planning defaults: 5% down and a 0.65% annual mortgage-insurance estimate. Mortgage insurance varies with credit, loan-to-value and provider; edit it when a quote is available.