Mo the MLO Agent quick tool

Fast scenario planning • 2026 data

Military buying power, in one quick look.

Choose one or two service members, enter the military-income details and set the deal assumptions. The agent-facing range updates instantly—then Monique validates the real file.

Monique Emerson, Mo the MLO
Planning range
1

Military income

Automatic 2026 base pay, BAS and duty-station BAH for one or two service members.

Military household
Service member 1Primary scenario

Use completed creditable years shown by the member's pay-entry date. A completed anniversary advances to that longevity step.

Dependency status
$
$
Basic pay
BAS
BAH
Total monthly
Looking up 2026 BAH…
Use actual LES amounts instead
$
$
$

When an override contains a number—even zero—the calculator uses it instead of the published-table amount.

2

Deal assumptions

Keep these visible so the estimate never travels without context.

%
$
$
%
$
Planning DTI slider

Move from the 41% reference point up to 55% to explore a higher hypothetical scenario.

41%
Agent snapshot copied.